@import url("https://use.typekit.net/qri8fuu.css");@import url("https://fonts.googleapis.com/css2?family=Figtree:wght@400;500;600;700;800&display=swap");:root{--green:#a3c64d;--green-2:#b8d87c;--ink:#014b43;--ink-hover:#013a34;--cream:#f2ece9;--white:#fff;--muted:#5a7268;--line:#cdd9d2;--good:#1f8a5b;--bad:#c0492f;--shadow:0 6px 24px rgba(12,75,60,.08)}*{box-sizing:border-box}body,html{margin:0;padding:0}body{font-family:area-normal,Figtree,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;background:var(--cream);-webkit-font-smoothing:antialiased}a,body{color:var(--ink)}.refi-hero{background:radial-gradient(circle at 0 100%,var(--green) 22%,var(--green-2) 72%);padding:0 0 96px;position:relative;overflow:hidden}.refi-bar{max-width:1180px;margin:0 auto;padding:22px 6vw 0;display:flex;align-items:center;justify-content:space-between;gap:16px}.logo-img{height:32px;width:auto;display:block}.callbtn{display:inline-flex;align-items:center;gap:8px;background:var(--ink);color:#fff;text-decoration:none;font-weight:700;font-size:15px;padding:10px 18px 11px;border-radius:999px;white-space:nowrap}.callbtn:hover{background:var(--ink-hover)}.callbtn svg{width:16px;height:16px}.refi-hero-inner{max-width:720px;margin:0 auto;padding:46px 6vw 0;text-align:center}.refi-hero h1{color:var(--ink);font-size:clamp(34px,6vw,58px);line-height:1.04;letter-spacing:-1.5px;margin:0 0 18px}.refi-hero p.sub{color:var(--ink);opacity:.92;font-size:clamp(17px,2.2vw,22px);line-height:1.45;max-width:580px;margin:0 auto 16px}.refi-hero .reassure{color:var(--ink);opacity:.82;font-weight:600;font-size:14px}.refi-form{max-width:620px;margin:-64px auto 0;padding:0 22px 72px;position:relative;z-index:2}.fade-up{opacity:0;transform:translateY(16px);animation:fadeUp .6s ease forwards}.fade-up.d1{animation-delay:.08s}.fade-up.d2{animation-delay:.16s}.fade-up.d3{animation-delay:.24s}@keyframes fadeUp{to{opacity:1;transform:translateY(0)}}@media (prefers-reduced-motion:reduce){.fade-up{animation:none;opacity:1;transform:none}}h1{font-size:clamp(28px,5vw,40px);line-height:1.1;letter-spacing:-1px;margin:0 0 8px}.lede{color:var(--muted);font-size:17px;line-height:1.5;margin:0 0 28px}.card{background:var(--white);border-radius:18px;padding:24px;box-shadow:var(--shadow);margin-bottom:18px}.card h2{font-size:19px;margin:0 0 4px}.card .sub{color:var(--muted);font-size:14px;margin:0 0 18px}.field{margin-bottom:16px}.row2{display:grid;grid-template-columns:1fr 1fr;grid-gap:14px;gap:14px}@media (max-width:560px){.row2{grid-template-columns:1fr}}label.lbl{display:block;font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--ink);margin-bottom:7px}.optional{color:var(--muted);font-weight:500;text-transform:none;letter-spacing:0}input[type=email],input[type=tel],input[type=text]{width:100%;padding:13px 15px;font-size:16px;font-family:inherit;color:var(--ink);background:var(--white);border:1.5px solid var(--line);border-radius:999px;outline:none;transition:border-color .15s}input:focus{border-color:var(--green)}.help{color:var(--muted)}.err,.help{font-size:13px;margin-top:6px}.err{color:var(--bad);font-weight:600}.btnrow{display:flex;gap:12px;margin-top:8px;align-items:center}.btn{border:none;cursor:pointer;font-size:16px;font-weight:700;padding:15px 28px;border-radius:999px;transition:background .15s,opacity .15s;width:100%}.btn-primary{background:var(--ink);color:#fff}.btn-primary:hover{background:var(--ink-hover)}.btn-primary:disabled{opacity:.45;cursor:not-allowed}.yn{gap:10px}.yn,.ynbtn{display:flex}.ynbtn{flex:1 1;align-items:center;justify-content:center;gap:8px;cursor:pointer;border:1.5px solid var(--line);border-radius:12px;padding:12px;font-size:16px;font-weight:600;color:var(--ink)}.ynbtn.on{border-color:var(--green);background:rgba(163,198,77,.16)}.ynbtn input{width:18px;height:18px;accent-color:var(--ink)}textarea{width:100%;padding:13px 15px;font-size:16px;color:var(--ink);background:var(--white);border:1.5px solid var(--line);border-radius:14px;outline:none;font-family:inherit;resize:vertical}textarea:focus{border-color:var(--green)}.legal{max-height:220px;overflow-y:auto;background:#fafaf7;border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-size:13px;line-height:1.5;color:#2c3f39;white-space:pre-wrap;margin-bottom:14px}.consent{display:flex;gap:11px;align-items:flex-start;font-size:15px;line-height:1.45}.consent input{width:20px;height:20px;margin-top:2px;flex-shrink:0;accent-color:var(--ink)}.sigpad{border:1.5px dashed var(--line);border-radius:12px;background:#fff;touch-action:none;width:100%;height:170px;display:block}.sigclear{background:none;border:none;color:var(--ink);font-weight:600;cursor:pointer;font-size:13px;padding:6px 0;text-decoration:underline}.spin{display:inline-block;width:16px;height:16px;border:2px solid hsla(0,0%,100%,.4);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite;vertical-align:middle;margin-right:8px}@keyframes spin{to{transform:rotate(1turn)}}.thanks-wrap{max-width:620px;margin:0 auto;padding:90px 22px;text-align:center}.thanks-wrap .tick{width:72px;height:72px;border-radius:50%;background:var(--green);display:inline-flex;align-items:center;justify-content:center;margin-bottom:22px}.thanks-wrap h1{margin-bottom:12px}.thanks-wrap p{color:var(--muted);font-size:18px;line-height:1.55;margin:0 auto 26px;max-width:480px}